Because of these financial crises we are in right now, most homeowners will not be able to refinance due to loss of equity in their home as well as many other factors. Therefore, if you are currently in foreclosure, or know someone in foreclosure, your best bet is to negotiate your loan. However, you should know the right methods of action when trying to modify your own loan. There are a lot of borrowers out there who do not know how to get the right person on the phone. If this is you and are facing this situation, you will need to do two things. You should hire an attorney who specializes in foreclosures and loan modifications, or you will need to do some fast research and try to do it on your own if you cannot afford an attorney. One solution that you can turn to is use a Loan Modification company that actually attorneys on staff that will get your situation resolved in a timely manner. Doing this will help you keeping your home, reduce your mortgage. However, there are a certain cr
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