FINANCIAL CARE

In the arena of Mergers & Acquisitions there are two major considerations from the acquiring company’s viewpoint – fundamentals of the company being acquired and price of acquisition – where price is just an externality. The acquisition of overvalued companies is justifiable by reasons which are more strategic than financial in nature. The good times for ITES valuation may be coming to an end. During the period 2000-01 the ITES sector has been enjoying high post-investment valuations. The post-investment valuation of some ITES companies like Spectramind, Daksh eServices and CustomerAsset have been to the tune of over two times the revenues. Wipro had invested $10 million for a 24 percent stake in Spectramind while its revenue was around $20 million. Similarly ICICI bought over CustomerAsset for $19.5 million, twice the revenues of CustomerAsset. But, with increasing competition in this sector valuations would dip as compared to the initial stages. Amul Gogna, form

How to add social book marking icons in your blog so that visitors can easily using different web provided services. There are several badges that you can easily put on your blogger posts like Digg, Yahoo! Buzz, Stumble Upon, Mixx, Twitter etc. Thing is that am going to teach you in a tutorial session how to add a Twitter or Retweet badges to your blogger blog posts. Generally, we can use Twitter badges to promote our blog or increase our decent visitor’s traffic, for that reason you can use Twitter to promote your blog. If someone really likes your blog post, she/he can click on the Retweet badges to post the topic with its URL in his twitter account and all his followers would get automatically informed about this. This is the simple yet impressive way to promote your blog posts on twitter. Generally, there are two types of Retweet badges obtainable to insert in your blogger posts. One is the most common sized and another one is the small sized. Look at the below Login to

Before introduction on starting about how to write a blog and which post will benefit for you or you should write it? The foremost thing is that you need to know the purpose of your blog, whether it is for business to create profit or as personal diary for fun. This one is most vital point before create any blog, whatever you are going to post or write it you should have full depth knowledge and expressive words, and most important passionate about. Purpose to create a blog Before start writing for your blog you should fully concerned about your blog post, as I asked it I mine introduction section that purpose of blog should be transparent to the visitors and first of all you, until and unless if you cannot find the answer of purpose behind creating a blog it will not all fruitful, it just being wothles,,, Not only you need a purpose but you have also gain the full knowledge and passion whatever you going to write. Two successful key of blogging: Knowledge and Passion If you don't

Because of these financial crises we are in right now, most homeowners will not be able to refinance due to loss of equity in their home as well as many other factors. Therefore, if you are currently in foreclosure, or know someone in foreclosure, your best bet is to negotiate your loan. However, you should know the right methods of action when trying to modify your own loan. There are a lot of borrowers out there who do not know how to get the right person on the phone. If this is you and are facing this situation, you will need to do two things. You should hire an attorney who specializes in foreclosures and loan modifications, or you will need to do some fast research and try to do it on your own if you cannot afford an attorney. One solution that you can turn to is use a Loan Modification company that actually attorneys on staff that will get your situation resolved in a timely manner. Doing this will help you keeping your home, reduce your mortgage. However, there are a certain cr

There is no easy answer for the loan modification procedure, but your first step is to have a hardship. This is a good time for homeowners in distress to get information from reliable sources. This can be the difference between keeping your home and losing it. When homeowners are not informed about loan modification procedures, they tend to speak to poorly informed loss mitigation departments. If you do not have well informed assistance on your side you may continue to be a victim of the foreclosure crisis. Some people who are in foreclosure cannot get a loan modification in most cases, primarily because they cannot afford their payments under any circumstances. If this is you, then will you need a loan modification with a rate decrease to reduce your payment? Here is what you will need to know. Most investors do not allow loan modifications and lower payments. The reality of the situation is that mortgage companies and their investors are only concerned about making a profit. You will

You will want to be very careful when considering using your 401k or IRA to pay up your mortgage. It still can be a good solution to avoiding foreclosure. One of the main advantages of using an IRA or 401k is you have up to 60 months to pay it back if you take a loan from the account, There are no credit checks, whatever you choose to do, you will be able to do it since It is your money. The loan payment is deducted from your paycheck. You can get up to 50% of your retirement money or $50,000 which ever is less if you get a loan and as long as you do not default on your payments, you will not have to pay any penalties. You can also be eligible for what they call a hardship distribution, but will have to pay income tax on the money. The reason why I said that you have to be careful in the beginning is because taking money out of your 401k can be a bad solution if you are getting close to your retirement. You will have to pay it back with interest if you lose your job and default

Today's marketplace is filled with innumerable investment instruments with different objectives aimed at different types of investors. As a result, investors are left perplexed and find it difficult to identify suitable investment method which best fits him. Herewith, I try to explain the different types of investments available in the market along with prominent advantages and disadvantages in each of them, Fixed Deposit The most popular and widely known type of investment. They are offered by banks / Corporate / Financial Institutions. Returns on such instruments are assured and the risk is very low. FDs invested for more than 5 years can be claimed for tax deduction. Public Provident Fund (PPF) These are more prominent and attract a lot of investors. The interest rate offered if higher than that of fixed deposits. Risk is low and returns are assured. The amount invested in PPF can be claimed for tax deduction. The main drawback is that there is a 15-year lock-in period associate