Credit cards have made it easier for consumers to shop around without the inconvenience of carrying cash. You do not have to worry if you don’t have sufficient cash for making a purchase. However, it is very important to repay the loan you avail within the stipulated time period. In case you have missed more than 2 or 3 payments, it is time you sit back and restructure your finances. Due to irrational and impulsive spending habits, you often end up falling in credit card debt. Reports suggest that in United States, every household has as many as 14 credit cards. Credit card default continues to be one of the factors that have led to the credit crunch worldwide especially in the US. Get out of credit card debt Despite all efforts if you have fallen into the debt trap, there are several options you can opt for to rescue yourself from a vicious debt cycle. Among all the debt solutions available, credit card debt consolidation is widely availed by majority of the consumers. It is als
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